Can I use a payment plan for clear aligners or braces in 2025?

Orthodontic treatment is a priceless investment — but that doesn’t mean cost isn’t a factor. We understand this! We’re always looking for ways to make orthodontics more affordable and more convenient for you and your family.

If you’re thinking about investing in yourself and transforming your smile, we have some great news for you.

Can I use a payment plan for braces or clear aligners in 2025? Yes, you can! You don’t have to pay in full for orthodontics. At Senties Family Orthodontics, we offer flexible clear aligners payment plans and braces payment options.

Here’s how:

We create affordable, beautiful smiles!

In 2025, you have a lot more options when it comes to financing clear aligners or braces. On your first visit, we’ll present all of our financing options and help you decide which financing option best meets your needs.

In the meantime, here’s what you’ll be able to choose from:

1. Pay over time with flexible financing options.

We offer flexible, in-house financing with no interest, as well as financing through Sunbit and Cherry. With any financing option you choose, you can spread out your cost over time with monthly payments that suit your budget.

If you’re interested in Cherry financing, you can use their online payment calculator to see what your monthly payments could look like! Or, see how much you pre-qualify for with Sunbit financing.

When you visit Dr. Senties and our team, we’ll get to know you, chat about your needs, and work with you to create a custom financing plan with an affordable down payment and low monthly payments.

2. Insurance covers more than you may think!

Dental insurance can cover a lot more of your orthodontics cost than you may think! We accept most dental insurance plans, and our team will handle all of the paperwork for you. We’re here to help you receive the maximum benefit from your dental insurance plan!

We’ll calculate your orthodontic insurance coverage, apply it to your treatment cost, then work out a custom clear aligners payment plan or braces monthly payment plan to cover the rest.

3. Use your FSA, HSA, or tax refund.

Did you know that you can also apply your Flexible Spending Account (FSA) or Health Savings Account (HSA) to your orthodontics cost? Using your FSA or HSA for braces or clear aligners is one of the most impactful ways to use either savings account.

You can combine your FSA or HSA funds and insurance coverage for even more savings, and then we can work out a 0% interest financing plan to help you manage your remaining balance.

If you got a nice tax refund this year, consider putting it toward a smile transformation! A beautiful, healthy smile is the gift that keeps giving for the rest of your life.

4. We offer special discount opportunities too!

If you have multiple children who need orthodontics, or your child needs treatment and you’re ready to achieve your best smile too, take advantage of our family member discount!

You can save on treatment with us, while giving your family the top-quality orthodontic care you deserve.

How much are clear aligners with insurance?

The cost of clear aligners with insurance will depend on the cost of your treatment, and then the amount that your insurance provider covers.

Most insurance plans cover 25–50% of the cost, meaning you would only be responsible for the remaining balance — which we’ll work into a flexible payment plan. We’ll verify your benefits, file the paperwork for you, and help you receive the max coverage from your plan.

We can also work out a payment plan for braces without insurance, or a payment plan for clear aligners without insurance to help you manage your costs. Whether you have insurance or not, we’re here to create a financing solution that makes you feel comfortable.

How to Pay for Clear Aligners or Braces Monthly

If you or your child hasn’t gone through orthodontic treatment before, you probably have some questions about the payment process, and how to pay for clear aligners, or how to pay for braces monthly.
Here’s what you can expect:

1. Let’s get your consultation on the books.

Book your complimentary first appointment at Senties Family Orthodontics in San Antonio. Simply fill out the form to request an appointment, and we’ll reach out to you to book!

2. Visit us for a consultation, exam and cost estimate.

When you arrive at our office, we’ll be ready for you and excited to welcome you! You’ll meet our lively team and get to know your personal orthodontist, Dr. Senties.

Dr. Senties will examine your smile, perform a physical assessment, and we’ll take a quick scan​​ with the advanced iTero® Element digital scanner, as well as digital x-rays, to get the full picture of your smile. We’ll use these x-rays and 3D model of your smile to identify the orthodontic issue and its severity, then determine the cost of treatment.

We’ll also calculate your insurance benefit, apply any HSA/FSA funds you may have, and determine your remaining treatment cost.

3. Let’s create your custom financing plan!

Finally, we’ll work out an in-house financing plan with 0% interest, or walk you through our other financing options. We’ll chat through your needs to come up with a down payment and monthly payments that work for you.

4. Start smiling!

Once you select your clear aligners payment plan or braces payment plan, you’re ready to start smiling. It’s that easy!

The next step is preparing for your treatment — whether you choose clear aligners, LightForce™ 3D-Printed Custom Braces, ceramic clear braces or traditional metal braces.

With custom treatments (clear aligners and LightForce), we’ll take another scan of your smile to have your custom treatment designed and printed.

Your new smile is affordable here.

At Senties Family Orthodontics, we believe everyone deserves a confident smile, regardless of their financial situation.

If you have questions about clear aligners payment plans, braces monthly payment plans near you, or how to pay for braces monthly, we’re here to help. Please don’t hesitate to reach out to us at (210) 729-7255.

Ready to take the first step? Book a complimentary consultation at our orthodontic office in Alamo Ranch, San Antonio!

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